Secured and Unsecured Credit

Credit refers to activities involving the exchange of money, goods or services with a promise to pay in the future. In effect, credit means enjoying something today and paying for it tomorrow. For credit transactions to take place, two parties should be involved: the creditor (the entity or the person who is offering the money, goods, or services on credit), and the debtor (the entity or the person who is availing of the credit accommodation). (Mallor, Barnes, Bowers & Langvardt, 2007) There are two kinds of credit: the unsecured credit and the secured credit. In an unsecured credit, the creditor turns over his or her money, goods, or services to the debtor with only the latter’s promise to pay as a guarantee of collection, relying heavily on the dignity and the capacity to pay of the debtor based on factors like salary and other monies due him/her. Examples of unsecured credit devices are credit cards and the bills for utilities like water, power, and telephone. (Mallor et al., 2007) Unsecured credit presents a higher risk to creditors because of the absence of security or collateral. For this reason, creditors are resorting to thorough checks of the debtor’s credit background to ascertain if he/she is a good credit risk before providing an unsecured credit – meaning that the creditor would want to establish whether the debtor has no past record of defaulting on his/her debts. In addition, the creditor charges a higher interest rate on an unsecured credit.   (Baker, 2005) In a secured credit, the creditor asks the debtor to put up a property like a house or a car to serve as security for the credit transaction. In case of default, or the debtor fails to pay his/her debt, the creditor â€Å"can go against the security.† If the security, for instance, is the debtor’s house, the creditor has the legal right to demand that the house be sold so that he/she can collect what is due him/her. Because the credit is secured, the creditor has a lesser risk. The interest rate on a secured credit is, therefore, comparatively lower than that charged for an unsecured credit. (Mallor et al., 2007) In both cases, the law protects the rights of creditors. In case a debtor fails to meet his/her obligation on a secured credit, the creditor has a right to have the security or collateral sold so that the amount owed can be collected. In an unsecured loan, the creditor can file a suit of garnishment so that he/she could collect the debtor’s salary or whatever money he/she receives from other sources. (Mallor et al., 2007) As it stands, the law governing secured and unsecured credit appears sufficient to safeguard the rights of creditors. It does not need any amendment at the moment. References Baker, A. (2005). Secured Loans vs. Unsecured Loans – Choosing Between the Two Diverse Ends. Retrieved October 22, 2007 from http://ezinearticles.com/?Secured-Loans-vs.-Unsecured-Loans—Choosing-Between-the-Two-Diverse-Ends&id=49173 Mallor, Barnes, Bowers & Langvardt. (2007). Business Law: The Ethical, Global, and E-Commerce Environment, 13th Edition. The McGraw-Hill Companies.   

Critical Lens of to Kill a Mocking Bird, and a Raisin in the Sun

It was Robert G. Ingersoll who once said; â€Å"The greatest test of courage on earth is to bear defeat without losing heart. † In other words, he is trying to convey to us that in life, it is how we deal with our failures, and not the actions we take during our high points that matter most. This is because who we are and how we act during our lows are what define us as people. In accordance with this quote, two examples in which this idea occurs constantly are Lorraine Hansberry’s controversial play, A Raisin in the Sun, and Harper Lee’s renowned novel, To Kill a Mockingbird.Let’s delve into these pieces of literature to thrust Ingersoll’s philosophy into light. A Raisin in the Sun portrays a few weeks in the life of the Youngers, an African-American family living on the South Side of Chicago in the1950s. The Youngers live in a world where prejudice and racial ignorance have a grip on the masses, making their life very difficult. After the death of Mrs. Younger’s (or Mama) beloved husband, an insurance check finally comes to them for about 10,000 dollars.Confident that his plan of opening a liquor store will solve the Younger’s financial issues thus far, Walter Younger took it upon himself to invest most of his money into opening his store with two of his colleagues. In a terrible turn of events, one of his partners took off with all of the money Walter invested, leaving him with nothing. After this catastrophic mistake, Walter feels at an all time low. With temptation coming from Mr. Linder to give up their dream of moving into a permanent house for a bribe, Walter almost budges and submits, but at the last minute, he has an epiphany.He realizes that his family’s pride and honor cannot be bought, and he rejected Mr. Linder’s bribe, and the Youngers made the bold move into Clybourne Park, an all-white neighborhood, with their heads held high, and looking positively into the future. Walter’s wife, Ruth gets a massive blow when she is stunned by an unexpected pregnancy. In the Younger’s current situation, Ruth having a baby would be completely detrimental to their already crumbling financial situation.Her resolve was tested by the easy way out when she was tempted to go to an abortion clinic. As this possibility and all of the stress from the pregnancy was building up on Ruth’s already troubled mind, she felt very lost. After Walter found out about the pregnancy (And Ruth’s planning of an abortion), he became very upset with his wife, saying that an abortion was not the answer, and he believed that even if brining a new life into a troubled situation would be difficult, he said that it was a challenge worth taking on.Walter’s bravery when facing Mr. Linder inspired Ruth to take her hardship head on and do the right thing instead of taking a defeat with a defeated honor. To Kill a Mockingbird revolves around Scout Finch, who lives  with her b rother, Jem, and their widowed father, Atticus, in the sleepy Alabama town of Maycomb. Near the beginning of the story, Atticus is assigned a virtually impossible case, in the defense of a black man (Tom Robinson) accused of raping and battering a white woman (Mayella Ewell).Unlike most everybody else in town, Atticus can look beyond the color of Tom’s skin and truly see Tom’s innocence and decency. Taking a bold stance in the case, he fights with every iota of his being to bring into light Tom’s innocence and the flaws of the prosecution, who’s entire argument was based on circumstantial evidence and racial advantages (white vs. black in a racially prejudiced milieu). Although Atticus made an excellent defense, the jury still found Tom guilty.Atticus was completely crushed, but he nonetheless held his head high and showed optimism when he told Tom they still had another chance. To show appreciation for all of Atticus’ effort and dignity in the cas e, the African American balcony had a standing ovation for Atticus to honor his job well done, and this shows a perfect example of a defeat showing a test of courage. On the other end of this spectrum, we have Tom Robinson, who was actually the focus of this court case.Just trying to offer friendly assistance to a woman in need, tom frequently offered a helping to Mayella Ewell, who comes from a very unfortunate family situation, financially and abuse wise. Eventually, Mayella fell in love with Tom, and then pursued him, but Tom being a decent married man rejected. In a sudden twist, this scenario turned into Tom raping Mayella and the entire community turning on him. After a rigorous trial, the jury, as we know, found Tom guilty. In this defeat, Tom attempted to escape the officers and make a run for it.His resolve was shattered by his defeat, and he ended up paying his life for it. Perhaps if he had waited for the second trial, he may have been found innocent. As proven again and again in these two works and many others, â€Å"The greatest test of courage on earth is to bear defeat without losing heart. † All thorough history this statement has been proven to be true. We must always remember that it is how we present ourselves during our worst times, and this is what defines us.

Criminal Profiling Essay Example | Topics and Well Written Essays - 250 words

Criminal Profiling - Essay Example The due process model, however, focuses on rights and freedoms of suspects and in delaying the suspects apprehension, threatens the criminal justice system’s objectives of ensuring law and order and rights and freedom of majority of members of the society who are susceptible to criminal victimization (Packer 153- 172). Threat of terror identifies the need for profiling but provisions of constitutional amendments preclude law enforcement from focusing investigations on groups of people. The Fifth Amendment establishes the need for due process before initiatives by law enforcement officers, on U.S. citizens, and this means that arbitrary focus cannot be made on a group of citizens, despite their potential association with terror threats. The fourteenth amendment also protects fundamental rights from arbitrary laws and this means that it precludes any authority that law enforcement officers can operate on during profiling (Kaplan 30). Ethical consideration would however inform my balancing between interest of safety and security and securing rights and civil liabilities of citizens. Rights and freedoms always conflict and are the cause safety and security concerns to require focus on safety and security. In addition, rights and freedom of criminals, who are a few members of the society, contravenes r ights and freedoms of other individuals. Consequently, focusing on safety and security extends to ensure rights and freedom of a majority to establish a good

Sociology of sports Essay Example | Topics and Well Written Essays - 1000 words

Sociology of sports - Essay Example and the inclusion of sports proves to be factored in to create the general feel of the social class, part of which is the routine that determines their habits. Involvement in sports is not for mere recreation only. Most people in democratic countries find sports as a recreation that cannot be afforded by the middle and lower class at regular intervals. While the white collar workers have a day off to enjoy themselves, the less privileged are not as fortunate. Usually sports enter the life of lenient families during Sundays when the park is littered by middle class families that have pronounced it a holiday. Meanwhile, the upper class families tend to go to golf clubs or enjoy themselves in tennis matches and the likes. It is also a common affair to spend recreational brainstorming during play offs and seasonal charters after a pool game. Although these do not necessarily affect the outcome of the events precursor to their appointment, seeing the environment as a relaxed environment helps lessen stress. It is not uncommon for movies including royalties to be displayed with racket or fencing sword in hand. This is an embodiment of the idea that to be accepted in the noble circle one must be adept at sciences as well as the arts. The fusion of arts and sciences make for powerful aristocrats, and veering away from it by means of not practicing the services of sports is simply inacceptable. It is also not common for the British royalties to be personified as observant when it comes to talents of commoners, and their involvement with individuals with such prowess in sports is evident. Football games and Badminton tournaments are also sometimes visited by important individuals. It seems that their presence marks the importance of the game, especially when they have a significant opinion about the game afterwards. It is from their example that people believed that watching sports is the in thing to do. Not only does it give any person access to the latest happenings,

Leung Tsang Hung and Lee Wai Yu v. The Incorporated owners of Kwok Essay

Leung Tsang Hung and Lee Wai Yu v. The Incorporated owners of Kwok Wing House, HKSAR FACV42007 - Essay Example Madam Liu died and it was found that the 15 lbs. triangular piece of concrete came from Kwok Wing House and fell from Flat A on the 11th floor and it formed the corner of a concrete canopy which is projecting out from over the enclosed balcony of the flat, before it had been detached and fallen down into the street ("Case Alert: Case 2 (FACV4/2007)," 2008; and "Leung Tsang Hung and Lee Wai Yu v. Incorporated Owners of Kwok Wing House FACV4/2007," 2007). The tenant as well as the incorporated owners was sued in negligence and public nuisance. And they were held liable for the case. The First Instance Judge as well as the Court of Appeal had dismissed the claim against the Incorporated Owners ("Case Alert: Case 2 (FACV4/2007)," 2008). The Court of Final Appeal handed down the decision on the case on October 26, 2007 and the case has clearly laid down the responsibilities as well as liabilities of the incorporated owners in relation to common areas and illegal structures of the building. They were also held responsible for the Death of Madam Liu. In August 1999, Madam Liu was plying her trade as a hawker in Tung Choi Street, when she met was struck by a falling piece of concrete coming from adjacent building, known as Kwok Wing House and as a consequence, she died. ... e decision on the case on October 26, 2007 and the case has clearly laid down the responsibilities as well as liabilities of the incorporated owners in relation to common areas and illegal structures of the building. They were also held responsible for the Death of Madam Liu. 3. Facts A. Factual events leading up to the case In August 1999, Madam Liu was plying her trade as a hawker in Tung Choi Street, when she met was struck by a falling piece of concrete coming from adjacent building, known as Kwok Wing House and as a consequence, she died. That piece of concrete fell from Flat A on the 11th floor of the said building, which formed a corner of a concrete canopy projecting out from the enclosed balcony of the flat. Tenant of the flat and incorporated owners were sued in negligence and public nuisance. The tenant and owners of the flat were held liable, however, the first Instance Judge and Court of Appeal had dismissed the claim against the Incorporated Owners so, the plaintiffs appealed to the Court of Final Appeal ("Case Alert: Case 2 (FACV4/2007). Accident's Cause There was a canopy protruding from outer wall of the premises on top of the building to which someone added the extended canopy and converted the open balcony beneath as part of the covered space inside the premises. From that extended canopy the fatal concrete fragment fell. No evidence found when was the extended canopy erected and who was responsible for it and it could have been erected in 1964, soon after occupation permit was issued and before the sale of the said premise to its first owner. Investigation report of Building Authorities implies that the extended canopy was cast against the approved canopy with roughened joint however, connecting steel reinforcement and spanned between the

Autobiographical Statement Essay Example | Topics and Well Written Essays - 1000 words - 1

Autobiographical Statement - Essay Example ects of these on families at close quarters in my native land, I was determined to get a good education and get a slice of the good things in life for myself and my family. I was born in Sierra Leone, West Africa, one of the poorest countries of the world, but blessed to have a mother endowed with the grit and determination to make a better life for herself and her family. My mother brought the family over to the US in 1990 on a Certified Nursing Assistant paycheck. I was brought up by parents who are not educated, but who worked very hard and over time set up a small grocery store and restaurant. My mother’s life reminds me of a story she told me as a child about an ant who kept trying to carry a sugar cube to its den, and failed so many times but never gave up trying till it finally succeeded. I think the story is an inspiration to me even today and I go back to remembering my mother telling me the story and how it probably gave her strength in her periods of crisis. I am a single parent to two daughters. After the birth of my first daughter in 1999, I enrolled at St. Paul Community College in St. Paul, Minnesota. However, I was forced to drop out because I got no support or cooperation from my husband. I have had the misfortune of going through a traumatic relationship with an abusive and domineering husband, who would not allow me to finish college. After five years of physical, emotional and mental abuse, I decided to move to California to get away from him. In 2004, I put myself through Beauty College, completing the 1600 hours required by the state of California. In the same year, I passed my State Board Exam and became a licensed Cosmetologist. I got a job with Fantastic Sam for a couple of years while attending El Camino College in Torrance, California. In the year 2006, I plunged headlong into business. I opened my own hair salon in Gardena, CA. At first it was a wonderful feeling being my own boss and setting my own hours, working hard and studying

Modern Society Essay Example | Topics and Well Written Essays - 3000 words

Modern Society - Essay Example For Freud was pleased with the critical review that his Italian disciple had come up with: "I am glad you have shown yourself to be courageous and honest, as always."[ Roazen 2000, page 4] However, the closer we may seem to be in easily understanding his works and get to a conclusion of our own, the more complicated our thinking process about him becomes. As for citing an example, the following citation goes: In his Civilization and Its Discontents (1930) he would make no bones about why he thought the love for humanity was both unrealistic and undesirable. In a way Freud had given away his true sentiments even in his letter to Rolland, when he put the love of mankind on the same level as the necessity for technology, which Freud like other Europeans of his time looked on with at best mixed feelings[Roazen 2000, page5]. Further, His book Jokes and Their Relation to the Unconscious is one of the most complicated ones he ever wrote, and attracts little attention nowadays. That text is littered with examples of the worldly wisdom which can be communicated through jokes. Freud's dry cynicism was frequently reported. We know a bit about how much he appreciated Mark Twain's public appearances in Vienna. Like all complex figures Freud had his multiple contradictions, but he harnessed them into making the great literature he left which is still capable of enlivening debates today. It remains for the future to determine whether Freud will in the end succeed in ranking with thinkers like Machiavelli, Hobbes, Rousseau, and others who disturbed the sleep of the world [Roazen 2000, page 8]. By withdrawing all their liberated energies into their life on earth, they will probably succeed in achieving a state of things in which life will... The citizen in modem society, laboring, according to Freud, under a heavy burden of unconscious guilt, does not recognize it; he only feels a "sort of uneasiness or discontent for which other motivations are ~ought."The patient does not recognize this sense of guilt either. "As far as the patient is concerned this sense of guilt is dumb; it does not tell him he is guilty; he does not feel guilty, he feels ill."4 Freud seems to suggest, however, that the "pale criminal" or "criminal from a sense of guilt," can, in fact, partially recognize his unconscious guilt.' This type of criminal, Freud tells us, does not feel guilty because he commits crimes; rather he commits crimes because he suffers from an oppressive pre-existing sense of guilt which he cannot account for. Freud implicitly did, the idea of unconscious guilt as a means of changing and restructuring society? I suggest that they did, that the crisis of pestilence was also an opportunity, an opportunity to topple rulers, banish one's political opponents, and change the form of regime. The process of purification was an integral part of classical politics. Freud finally comes to the conclusion, in Civilization and Its Discontents, that since society will not see that it is sick, and would resist treatment, in any case, the only hope for society lies in its being coerced into receiving therapy". Any problem which society experienced could be explained as the result of an unconscious sense of guilt, due to the fathers having sinned even centuries earlier.

Will online education replace traditional education Essay

Will online education replace traditional education - Essay Example Some people argue that online education will replace the traditional classroom mode of learning as this form of education is cheaper to run and can reach more people at a particular time. Similar to most of the issues in education presently, economics are at the centre of the discourse, but the online courses are relatively expensive as they need a considerable and supported network. The instructors that are conversant with this mode of learning along with the students that enrol for it have to change their learning to involve a computer screen only. There are certain positive attributes that are associated with online learning including the fact that they can inspire peer-to-peer learning, partnership between various regions and the capability to easily get involved in an exciting and new discipline. On the other hand, these online courses do not always motivate practical and beneficial criticism as limited interaction takes place between the instructors of the course and their students coupled with huge disparities in regard to digital literacy. These characteristics every so often seem to be associated with the form of online course that an individual is taking. There are online courses that teach through broadcast, and this are the ones that are associated with most of the negative attributes. The ones that use a connectivist medium of instruction are typically associated with more practical attributes. Regardless of the mentioned distinctions, all the online courses have some common characteristic that is privilege. This means that the student taking the course must be able to access a steady and reliable internet connection, a good computer, enough time to engage the learning material as well as literary expertise that will allow them to participate in the sessions. This things are not available to everyone and the people that can easily access them come from

Gandhi Essay Example | Topics and Well Written Essays - 750 words

Gandhi - Essay Example Capitalism has generated desires that were non-existent by means of promoting luxuries and comforts into necessities. Gandhi’s denunciation of capitalism is based on a profound revulsion of a system where profit is allowed to degrade human labor, where the machines are valued more than human beings, where mechanization is preferred to humanism. Gandhi is against this basic philosophy of modern society. He finds two objectionable and unethical principles at its very foundation: - ‘might is right’ & ‘survival of the fittest’. The first justified the politics of power as propounded earlier by Machiaveli; the second propagated the economics of self-interest as proposed by Mercantilists and later by Adam Smith. The ‘Mahatma’ was not, as commonly perceived, totally against modern civilization. He saw great merit in the organizational and democratic systems of modernism. He was also much taken with the modern doctrines of human equality and human rights. Gandhi felt the apparent benefits of modernism were of a vastly dubious nature. For example modern medicine created patterns of addiction which were highly abnormal and modern transportation, far from making life simpler, in reality helped to spread disease. Wisdom, that should have benefited mankind, had been relegated to information & scientific knowledge in quest of power and decency, equ ­ated with liberal self-interest, had become a form of caution. Gandhi was not in opposition to technology per se but to technologism, which was a circumstance that created a hierarchical connection between man (those possessing technology) and man (those who do not), and man and nature. Gandhi claimed that he had no design on technology as such and had no intent to put back the hand of the clock of evolution. No disorder had been created by technology that could not be corrected. It was a psychological state that had to be put right.2 He believed in the model of economic self-

Human Resource Management - Yahoo Coursework Example | Topics and Well Written Essays - 500 words

Human Resource Management - Yahoo - Coursework Example ent high numbers of employees who are highly paid do not create the required difference in order to improve the competitiveness of the company in the market. The demand for labor in Yahoo is based on pressure put by competitors. With only few qualified personnel in the market, the company is under pressure to hire new employees in order to prevent them from joining the rival firms. However, instead of the company hiring out of pressure, it should first maximize the returns by the existing subordinates. This is through providing them with a serene working environment where they can be able to maximize their potential through innovation. This would play a significant role in improving the competitive advantage of the company in the market. The first action that will strengthen the internal recruitment process is training of the panel that will be recruiting new employees. New recruits need to fit in the organizational structure. Therefore, the panel needs to ensure that they recruit an employee who would auger well with the current organizational goals and objectives. Therefore, through training, the panel will be able to select the best employees who will be able to integrate with the organizational culture. The internal recruitment process would be strengthened through drafting an effective performance appraisal. The drafting process should involve all the employees. This is through collecting their views on what they would like the performance appraisal to look like. This would make them feel appreciated and work hard because they are sure that the appraisal would be able to recognize their effort. The use of the performance appraisal would make the recruitment to be more transparent, an aspect that would motivate the employees to put more effort in order to be promoted. The Yahoo corporate strategy is to grow and become more competitive (Hill and Gareth 233). The employees understand the challenges that the company is going through. Therefore, this strategy

Dell Goes Back to its PC Roots Essay Example for Free

Dell Goes Back to its PC Roots Essay Dell is a computer company that made its name by first selling personal computers directly to customers through their website, catalogs, and over the phone. As time passed, Dell expanded into related product lines while battling aggressive rivals such as Hewlett Packard and Apple, striving to be the number one consumer brand in the United States. Despite considerable research and marketing investment, Dell’s strategy to expand into other related product lines did not succeed, and the company was forced to regain its focus on PC sales. This case includes the steps taken by Dell to uphold its legendary PC roots. Key Marketing Issues †¢Brand – A name, term, design, symbol, or other feature that identifies one marketer’s product as distinct from those of other marketers. Dell is shining up its brand by improving customer service, which is especially important as PC sales grow more slowly throughout the industry and competitors dig in to defend market share. †¢Early Adopters – People who adopt new products early, choose new products carefully, and are viewed as â€Å"the people to check with† by later adopters. Dell is not looking to pioneer revolutionary new lines for early adopters, but has gone back to their PC roots, emphasizing related home office products. †¢Innovators – First adopters of new products. †¢Line Extensions – Development of a product that is closely related to existing products in the line but is designed specifically to meet different customer needs. Over the years, Dell has expanded into related product lines while battling rivals, hoping to obtain larger revenues. †¢Product Line – A group of closely related product items viewed as a unit because of marketing, technical, or end-use considerations. Over the years, Dell has expanded into related product lines while battling aggressive rivals, hoping to derive an ever-larger portion of revenues and profits from a wider mix of products for use beyond the home office. †¢Product Mix – The composite, or total, group of products that an organization makes available to customers. Dell has returned to its PC roots, emphasizing computers and laptops, inkjet and laser printers, networking equipment, and related products for home office use, after the failure of their consumer electronics strategy. †¢Product Life Cycle – The progression of a product through four stages: introduction, growth, maturity, and decline. Dell introduced the Dell Digital Jukebox and Dell Music Store to compete with Apple’s iPods and iTunes store. However, Apple had so much momentum that Dell was forced to discontinue its own brand of music players. Personal Case Analysis I learned that Dell first made is name selling personal computers directly to customers through its website, catalogs, and phone orders. With a long history of marketing technology-based products, Dell has become a well-known U.S. brand. Despite considerable research, Dell’s attempt to enter the lucrative $100 billion world of consumer electronics did not succeed. Although Dell faces intense competition from other consumer electronics companies, they never stop looking for new ways to shine up its brand by improving customer service, an especially important step as PC sales grow more slowly throughout the industry and competitors dig in to defend market share. Case Questions 1-Why would Dell not pioneer revolutionary new products for innovators and early adaptors the way its competitor Apple does? According to wsu.edu, an early adaptor is a person who quickly adopts something new-usually a technological innovation. Our text defines innovators as first adopters of new products. Today Dell has gone back to its PC roots, emphasizing computers and laptops, inkjet and laser printers, networking equipment, and related products for home and office use. Because of its’ failed attempts to launch new products, the company is not looking to pioneer revolutionary new lines for innovators or early adopters. Instead it adds new features to products with a proven market, finds ways to make production more cost effective, and seeks to distribute both Dell and non-Dell products as efficiently as possible. 2-In what stage of the product life cycle do personal computers appear to be? How does this explain Dell’s attempt to expand into consumer electronics? According to answers.ask.com, a product’s life cycle describes the stages products experience when introduced to the market. There are four general stages including: introductory stage, when marketers raise awareness of the product; growth stage, when increase in market share is sought; mature stage, when producers of the product have maximized market share and minimized costs and the decline stage, when competitors entering the market erode market share and profits begin to decline (anwers.ask.com). The stage that Dell’s personal computers appear to be in is the maturity stage. With a long history of marketing technology-based products, Dell has become a well-known U.S. brand. Their management saw the brand as a strength to exploit in marketing new flat-screen televisions, tiny digital music players, and other non-computer products. Dell launched its consumer electronics items just as major technological developments were roiling the industry and changing how consumers buy and use such products. Dell was caught in the crossfire of intense competition. At the start of the consumer electronics initiative, the company introduced the Dell Digital Jukebox and the Dell Music Store, putting it on a competitive collision course with Apple’s popular iPods and iTunes store. Dell discontinued its brand and has been reselling products made by Samsung and other manufacturers. This allows Dell to satisfy customer demand for certain for consumer electronics without incurring the high cost of research and development. 3-How far can Dell widen its product mix without hurting the company’s credibility? For example, what might be the impact of new products such as Dell motorcycles or Dell frozen pastries? According to enotes.com, the product mix of a company, which is generally defined as the total composite of products offered by a particular organization, consists of both product and individual products. A product line is a group of products within the product mix that are closely related, either because they function in a similar manner, are sold to the same customer groups are marketed through the same types of outlets, or fall within given price ranges. Over the years, Dell has become a popular U.S. brand, which was viewed as a strength to emerge into the market of new flat screen televisions, digital music players, and other products. Although Dell did a considerable amount of research and development to make these products a success, the strategy did not succeed. For this reason, Dell should not attempt to widen its product mix, because it has been proven that doing so will hurt the company’s creditability. Dell motorcycles or Dell frozen pastries would definitely hurt the company’s creditability, because they are known as a number one computer company. Dell should continue to develop and emphasize computers, printers, and other home office related products to maintain its creditability. Conclusions For Dell to continue to successfully market to its consumers and uphold its legendary PC roots and name brand, they must develop the optimal product line by understanding buyers’ goals. The product life cycle is also an important concept to make sure the introduction, alteration, and termination of a product are timed and executed properly, helping to better maintain profitable products and drop unprofitable ones. Although Dell does not pioneer revolutionary new products for innovators and early adopters the way its competitors does, they stand strong in the PC market. Line extensions, however, are used to successfully take market share from competitors.

Kraft Foods Essay Example for Free

Kraft Foods Essay They offer delicious foods and beverages for every lifestyle on the go. While exploring the website of Kraft seems to define their product mix as foods that are geared more towards the people on the go. I would define their product mix as health/wellness foods, quick fix meals, snacks and beverages as well as offering a Premium line of foods. In their health/wellness foods they offer products in a â€Å"light† form such as things like Philadelphia light cream cheese and reduce fat cookies. For meals on the go or quick fix meals Kraft have designed meals like the Kraft Mac Cheese Cups, frozen meals and sandwich kits. They offer a wide variety of snack foods including everyone’s favorite cookie Oreo’s and Splendips. The Premium line that Kraft offers includes foods like DiGornio Pizza and Oscar Myer bacon. Kraft offers 8 product lines with over 50 different brands. Kraft’s product mix is the offering of their premium foods, such as DiGornao Ultimate Pizza which is made as a higher quality pizza then the standard. Tombstone Mexican Style Pizza is offered as a convenience food as a favorite food of teenage boys. It was designed for the ease of cooking a easy, quick, healthy meal. Tang is real fruit goodness of oranges. Everyone will surely love its sweet, refreshing flavor plus the added nutrition it gives. It is also instant drink mix offering the convenience food again. South Beach Diet foods are part of their healthy yet, convenience foods. The line offers alternatives to other popular diet fads. South Beach Diet foods play on wholegrain and the correct or right fats like canola oil and olive oil. In this line they also offer bars for a fast way to fill a craving during the day.

Consumer Behaviour in Fashion Industry

Consumer Behaviour in Fashion Industry David Holloway had always been rather rebellious and he continued to be so during his time studying fashion. However, he produced annual collections which stunned his teachers with their inventiveness and attention to detail. During his time at college David developed his skill as a tailor, so in his leaving collection (2005), the output was not only inventive, it was also technically very well made. David was employed by a major fashion house and spent two years producing ground-breaking designs, elevating the house from the simply sophisticated to the cutting edge of fashion. David was in demand on the UK fashion scene. He was runner up in the Fashion Designer of the Year competition in 2007, having been the winner of Best New Fashion Designer of the Year in 2006, but as he was often said awards dont necessarily put money in the till. Freeway fashion ltd designed and manufactured David Holloways designs for sale at a range of specialist high and retail outlets and also created designs for more mid market outlets on a commission basis. The 2008/2009 revenue year had been difficult for freeway fashion ltd. No new ideas were seen in the offerings at the spring 2010 collection and sales were static. In spite of having scarce time, information, and resources, I have tried my best to fulfill all the requirements of the report and sought to apply my knowledge of Consumer behavior as a process. Jump to:   TASK 1 7 Introduction Fashion Consumer motivation Importance of fashion in peoples lives TASK 2 14 Role of celebrities in the adoption Stimuli TASK 3 19 Way to deal with changing profile customer Innovators of fashion design Reference group theory TASK 4 28 Research method for Freeway Fashion Ltd Sample frame Non- consumer research method TASK 5 39 Monitory system for Freeway fashion ltd Problem statement: Based on information it is possible to acquire, draw up a picture of fashion clothing market (both male and female) in a country of your choice. Some of the general areas you might consider include: What is fashion and how is it manifested in the clothing market? What are the consumer motivations for being and staying in fashion? Why is fashion important in peoples lives? Introduction: Fashion is always changed by social and cultural attitude, place, time etc. Fashion designers design fashion by considering customers needs, current situation and a wide range of colors, patterns, and styles.  [1]  Here is a complete picture of clothing market in Bangladesh. Fashion: Fashion a general term for a currently popular style or practice especially in clothing. Fashion clothes express a person who is he or she what he or she value. Fashion is always changing slightly elusive, extreme, and seductive. It has the power to change an image and create a social statement.  [2]  The fashion industry is the product of modern age. From the designers perspective the key was keeping in tune with all dynamic changes happening in the market and then translating those into required products when the customer acknowledge. Ancient Bengali fashion garments generally used unstitch although Bengali knew regarding sewing. Bangladeshi female wears traditional clothing such as sari. There are various styles of fashion clothing available in Bangladeshi market. The fashion market of Bangladesh is witnessing strong growth owing to a young population, an increase in disposable incomes, which is leading to increase in consumption and thus the rapid growth in organisation retail. Characteristics to manifest fashion in clothing market: Clothing is one of the codes for reading society. Selecting the right clothes is the first and foremost step in creating an overall style statement. The fashion magazines and the fashion shows are of great help determining what is chosen or not.  [3]   Fashion is manifested by constant change in form where the function remains constant. In clothing market, fashion is always change by consumers buying motivation factors and decision making process. In Bangladesh, the fashion clothing is manifested by the different ways of thinking, social groups, and motivation factors etc. the culture of fashion is inextricably linked to a place or social senses to a community and in clothing market. Fashion is concerned, time and space matter. The fashion market is apposite for exploring the problem posed by market behaviour as it relates to creativity. The fashion industry is manifested in several ways. The external sociological factors have influences on customer such as family, friends, neighbor, other informal and noncommercial sources, social class and cultural and subcultural memberships. Demographic characteristics will affect both the type of clothing that individuals will consume fashion:  [4]   Age: this remains one of the main determinants of peoples buying behaviour despite social changes which have taken place, such as the slump in teenage fashion. Gender: also an important factor affecting a persons choice of clothing, gender remains important since there are very few genuinely unisex fashion item even jeans are advertised as either feminine or masculine. Occupation: clothing can be chosen to reflect ones professional status and choice of buying. Economics circumstances Social class Consumer motivation: Consumer motivation is an internal state that derives person to choose and buy products or services which fulfill conscious and unconscious desire or needs. The fulfillment of those demands can then motivate them to make a repeat purchase or to find different goods and services to better fulfillment those desires.  [5]   In Bangladesh, the fashion clothing market depends on how necessary a purchase is to an individual his motivational levels may vary from low to high. Motivational factors include familiarity with purchase, status factors and overall expense and value. The hierarchy of needs of Maslow (1970) provides a framework within which to explore the role that fashion plays in driving and motivating. Maslows hierarchy of needs Physiological needs: Physiological needs are those required to sustain life. These is prompt the purchase of a winter coat in winter season by a person. This model may appear slightly out dated in todays fashion society continually consumers are finding it easier to satisfy this lower level need leading to greater emphasis being placed upon how they are viewed in fashion society. Safety needs: These relate to both physical and emotional safety, although this may in general be a minor issue for fashion marketers. Some purchases will involve a high level of safety consciousness, such as taking into account the flammability of children nightwear. Here consumers feels to purchase good clothes. Social groups: Consumer social needs includes love, affection, belonging and acceptance from: Groups Family Roles and status Social needs can exert a powerful influence on fashion purchase, as is exemplified by the complex issues involved in the teenage purchase of T-shirts.  [6]   Esteem needs: This implies the need for recognition from others. Prestige or the wish to enhance consumers reputation is a motivating force across the whole fashion spectrum, from street fashion to haute couture.  [7]   Need for self-actualisation: This is often interpreted as the expression of creativity or some type of spiritual fulfillment. The fashion consumers can be observed by this motivational force at work in both the creative dresser. Consumer maintains the high Image enhancement Social uniqueness Importance of fashion in peoples lives: Fashion seems to be ubiquities and a permanent dimension of human behaviour. Fashion is new delight for consumer. Fashion is something which is special we deal with everyday. Clothes create a wordless means of communication that we all understand.  [8]   Express personality: Fashion is a way by which consumers can express their personality. So it is easier to judge and realize others personality by the help of fashion. Social uniqueness: people always seek to be unique. It is easier to express or act uniquely if one strongly maintain own fashion avoided criticism. Image enhancement: fashion is important because it allows consumers to project the image that they want others to see. Consumer can enhance their beauty by wearing fashion clothes. Spread culture: Fashion play an important part in our culture. In Bangladesh, women think of saris sari is not only worn in Bangladesh these days but others countries such as Mexico and African people love to wear saris to get the feel of Indian subcontinent culture. Increasing confident: Fashion is required to make the consumer feel the best. When somebody wears fashionable clothes that fit his or her properly and it can add a boost of confidence. Position in society: fashion is required to make position the consumer in his or her society. Fashion clothes increases the social status of a consumer who wears fashionable clothes. Fashion has become a part of our life. Nobody can remain untouched without fashion. People must have some idea and kind of fashion to show their existence in present society. It is very important at all the time and no one cant think or stay without fashion whoever is conscious. Task 2 Problem statement: What is the role of celebrity and peer pressure in the adoption of fashion clothing? What are the stimuli for purchase? What is the role played by the mass media? Adoption of fashion: fashion adoption is an important concept in the fashion industry. Fashion is defines as a style of clothes or behaviour in the latest style. Fashion adoption is not related to age, education or marital status, i.e. demographic variables, but is corrected with fashion purchasing, magazine, readership, and frequency of shopping for clothes. Role of celebrities in the adoption of fashion clothing: Celebrities have greatly influenced consumers in this decade. International stars like Medona, Beyonce and Sara Jessica Parker have become more influential role models for customers. Celebrities provide role models by which people can judge themselves and can be used as images to which they can aspire.  [9]   Brand awareness: celebrities create brand awareness among consumers and peoples life style. Fashion image: fashion image relates consumers perception about fashions favorable, unique, and strong related associated that fashion products might benefit from. Celebrities help consumers for enhancing their images. In fashion, consumers follow a certain norm in order to get the majority style of trends. Celebrities take place the eye of the world updating on what fashion they have adopted. New trend: latest fashion trends are always started on what fashion clothes are worn by the celebrities and models. Enhance uniqueness: celebrities always have their own identity in creating their own style of fashion. So consumers try to make self uniqueness learning the celebrities life. Role of peer pressure in the adoption of fashion clothing: Peer is generally acknowledger siblings or friend.  [10]  They are some people that an individual keep in mind when making a purchase. Peer groups are important because they inform and make individuals aware of specific products and brand for adopting fashion. Peer influence on the attitudes, thoughts, and actions of an individual. Peer influence on products purchase decision. Encouraging the person to change their attitude and help to get the new fashion. Peer pressure is probably the strongest influence on adolescent brand choices which is symbolic good for clothes and adoption fashion.  [11]   Stimuli Stimuli: Stimuli are events in environment that influence behaviour.  [12]  Consumer buying behaviour is influenced by numerous factors. Decision making questions such as what, why, how, where and when consumers buy are influenced by three major conditions. Stimuli for purchase are a mechanism to bring into entropy the four different images of self defined by Freud. Freuds theory of personality is based on the idea that much of consumer behaviour in fashion is determined by forces outside awareness. Personality stereotypes may change overtime.  [13]  There are three levels of awareness: conscious mind, preconscious mind, subconscious mind.  [14]   The id: The id is the Freudian structure of personality that consists of unconscious nature.  [15]  This id is conceptualized as a warehouse of primitive and impulsive drives. Here consumer has no real perception reality and seeks to satisfy his or her needs. The super ego: The super ego is conceptualized as the individuals internal expression of societys moral and ethical codes of conduct. In this stage the individuals satisfies needs in a socially acceptable fashion. The ego: The ego is a consumers conscious control. The ego is based on the reality principle.  [16]  The ego functions in the conscious, preconscious, and unconscious mind. Freuds personality theory of consumer personality believe that customer drives are largely unconscious and that consumers are primarily unaware of their true reasons for buying fashion products what they buy. The role of mass media: The mass media, including all types of TV channels, radio, paper, newspaper always play a vital role in our modern fashion life. They have changed our life very much. Mass media affects consumers fashion by showing celebrities fashion life, fashion shows etc Mass media have a great contribution to shape consumers ways of thinking. Mass media increases our awareness about fashion by when we watch on TV, radio. Task 3 Problem statement: Fashionable products often have difficulty remaining fashionable. This question addresses: How do fashion based companies deal with changing customer profiles for their products? Who are the innovators and early users of fashion products? Explain the role of COO (country of origin) effect in relation to fashion design and outsourced manufacturing? What influence does reference group theory have on the possession and brand fashion goods? Ways to deal with changing profile customer: Fashion based companies need to deal with their changing profile customer for their existing and new products. These companies should consider ways to grow the fashion market via existing and new products, in existing and new markets. Market penetration: (existing market and existing product) This strategy is seeking a larger market share in a market in which organisation has already offerings.  [17]   Attracting buyers of competing offerings(fashionable product) Stimulating fashion product trial among potential customers Product Existing new Fashion Market penetration Fashion Product development Fashion Market development Fashion Diversification Existing Market New Fig: 4Ps of marketing mix Product development: ( existing market ands and new product) Fashion companies create new offering for existing fashion markets. Product augmentation- enhances the value to customer of existing fashion clothes. Product line extension- broad the existing line of offering by adding different trend, sizes, forms, colors etc. Fashion market development : (new market, existing product) Fashion companies are introducing its existing offerings to customers than other those that the fashion company is currently serving. Carefully consider competitor strengths and weakness and competitor relation potential Modification of the basic offering Change in sales effort and advertising Diversification: (new market, new offering) Fashion companies can develop of offerings new and introduce those offerings to new customers not previously served by these organisations. Growing trend in recent years. Fashion companies also include following factors to deal with customers: Branding: Positioning is how a product appears in relation to other products in market.  [18]  Brand can be positioned against competitors brand. Observational research: It is a social research technique that involves the direct observation in natural setting. It is very flexible to researchers because they can change their approach whenever they want. Fashion based company can deal with this strategy by researching the actual wants and needs of customer.  [19]   CRM (Customer relationship management): CRM strategy helps the fashion based companies improve the profitability of their interaction with customers. To succeed with CRM companies need to match products and campaigns to prospects and customers life cycle. Fashion companies can gather customer data by CRM Market analysis: Fashion companies should analyse the market by following dimension: Market size Market growth rate Market profitability Distribution channel Trend Key factor success Decision: Fashion based company always need to deal with present customer and also they want to cope the new customer or competitor customer. to increase the customer growth rate, company should make perfect strategy for staying core customer and changing fashion image of organisation. Innovators of fashion products: Innovators are early users of fashion products. The adoption process begins with a tiny numbers of visionary, imaginative innovations. They are the first individual to adopt an innovation. Innovators are:  [20]   Willing to take risk Youngest in age Have the highest social status Have great financial lucidity Social Closest contact to scientific sources More cosmopolitan More self confident Better educated More active outside of their community, etc. Early users of fashion products: Early users are the second fastest category of individuals who adopt fashion products. Early users are: Younger in age Higher social class or status Well educated Socially forward than late adopters Reliant on group norms and values than innovators. More likely to be opinion leaders because of their close affiliation groups. Country of Origin: Country of origin is the country of manufacture, production or growth where products comes from.  [21]   Role of COO effect in fashion design: Differentiating products from the competitors  [22]   Impact on consumers quality perceptions of products: brand image, brand personality, brand associations, communication messages influence the perception of customers about the quality of a brand.  [23]   Preference for and willingness to buy products Effect of affinity and animosity toward the country of origin: country associations do lead to customer bias. Such bias is based on the image of the country in customers minds. Economy, technology, wealth index, regulatory mechanisms, government, business history of any country makes up the image of a country on the customers mind. Consumers product evaluations and choice: The very reason a company indulges in branding is to assist customers in making purchase decisions by providing cues on quality, credibility and value about a product. Effect of country-of-association Consumers state of familiarity about the product: As the COO information is available, consumers will view it as relevant information and deliberately use it in their evaluation of products. Whether fashion clothing is considered as luxury good to the consumers Exert its influence on product judgment.  [24]   Role of Country of Origin (COO) in outsourced manufacturing: Decrease in production costs  [25]   Flexibility Technological advantages Use of advanced skills Global competition Reference group theory: A reference group is group of people (or even one person) which provides a point of comparison or reference for the consumer in the formation of values and attitudes, which in turn affect buying behaviour.  [26]   Reference-group theory asserts that peoples self-evaluations are determined not only by their objective position but also by their standing relative to specific persons with whom they compare. Because an individuals self-evaluations can rise or fall depending on which group he looks to when making comparative judgments, specifying the conditions under which people select one or another comparative reference-group would appear to be vital to a more complete elaboration of reference-group theory.  [27]   Influences of reference group theory on the possession and brand of fashion goods: Reference group influence has been treated as a multinational construct based on the assumption that influence can occur for different motivational reasons. The two types of social influence systems are: Normative social influence: it is the desire to confirm to the expectations of another person or group.  [28]   Informational social influence: it is an influence to accept information obtained from another as evidence about reality.  [29]   Influences of reference group theory are: Influence on marketing studies Influence on the attitudes of those individuals who apply it as a reference point for evaluating their own fashion.  [30]   Influence on consumers evaluation, aspirations, or behavior  [31]   Influence on product selection, brand evaluation and choice, brand loyalty, and perceptions of product quality. Reference groups can be critical source of brand meaning. Consumers use reference group as a source of information for adopting fashion. Consumers may form self brand connections to the brands used by reference groups to which they belong. Consumer may avoid associations derived from groups to which reference groups do not belong. Task 4 Problem statement: Based on where Freeway Fashions are positioned in the market, what forms of market research would you recommend they use in order to stay up to date with cutting edge fashion trends? How you would derive your customer sample frame(s) and what might they be asked? How would you deal with trade and retail opinion? What forms of additional non customer research would you recommend to the company? Should Delphi method type research techniques be consider? Research method for freeway fashion Ltd: Freeway fashion ltd was born in September 2007.freeway fashion designed and manufactured David Holloways designs for sale at a range of specialist high and retail outlets and also created designs for mid market outlets on a commission basis. The economic regression began to affect the fashion industry and Davids second year was no lucrative as first years. The two reasons for declined the profit are people were more careful in their purchase and Davids design was attracting only a different types of people. From the above evaluation of positioned market of Freeway Fashion ltd, I have to recommend following research method for this fashion company to stay up to date with cutting edge fashion trends. Consumer researchers today use two different types of research methodology: Quantitative research: It is descriptive in nature and is used to by researchers to understand the effects of various promotional inputs on the consumer, thus enabling researchers to predict the consumer behaviour.  [32]  Freeway fashion ltd enable to predict the consumer demand by using quantitative research method. This method consists of: experiments, survey techniques, and observation Qualitative method: Qualitative research method includes depth interview, focus group, metaphor analysis, collage research and projective techniques. Freeway fashion ltd administer this techniques by highly trained interviewer. This method helps to find out new ideas, develop promotional strategy.  [34]   The major steps in the consumer market research include  [35]   Define the objectives of research: it is first and difficult step for Freeway Fashion ltd to carefully design the objective. Objectives help to define the type and level of information needed.  [36]   To segment the market for Freeway Fashion ltd offerings To assess consumers attitude towards this organisation services and quality Collecting secondary data: secondary data includes both external and internal data. It can be obtained cheaply. Freeway fashion ltd should collect the data from buyer and also from external fashion consumer market. The sources of secondary data: Internal sources Governmental sources Periodicals, magazines, books Commercial data Designing primary research: if Freeway fashion ltd needs descriptive information then it undertakes quantitative method. If this organisation needs new ideas such as positioning or repositioning of fashion clothing then it undertakes qualitative research.  [

A Look at the Character Karintha in Jean Toomers Cane Essay -- Toomer

A Look at the Character Karintha in Jean Toomer's Cane Jean Toomer's Cane begins with a vignette entitled "Karintha" about a young woman who grows up too quickly. The first paragraph tell us that "men had always wanted her, this Karintha, even as child...." From the description that is presented, it appears that she was always beautiful and desirous to men, even when she was a mere child. Men of all ages wanted her from the time she was young - the young men couldn't wait until she was old enough to court, while the old men wished they could get younger instead of older as time went by so that they might have a chance with Karintha. The final sentence of the first paragraph intrigued me, saying that "this interest of the male, who wishes to ripen a growing thing too soon, could mean no good to her [Karintha]." I think that this is Toomer's way of emphasizing to his audience that what the men were doing was very selfish on their part. These men did not really care about Karintha the child or Karintha the future young woman. All they cared about was the possibility of a conquest; even if the victim would be young, at least she would be beautiful. Even those younger men who might have had a chance with her many years in the future did not have the patience to wait. Instead they "danced with her at frolics" when they should have been spending their time with women in their own age group. There was not any concern for Karintha, just for the needs and desires of these men, who should have had enough self-control that this would not have even been an issue. Instead of waiting for Karintha to develop from a c hild to an adult, these men felt the need to rush the process, to "ripen a growing thing too soon," an... ...e world of Cane, with its various stories and poems about the African-American experience. I felt sorry for Karintha in this story. She was a person that was judged her entire life - even in childhood - by her appearance and what that could mean to various men. The choices that she made as an adult are not really surprising when you consider the way that she was treated in her childhood and adolescence, almost as someone who could be sold to the highest bidder (which essentially became her life as an adult). Nowhere in this story is there a mention of Karintha's admirable intelligence or ability of some sort (unless you count stoning cows). Because all that is discussed is Karintha's beauty, I saw her as a very one-dimensional character. The men in this story were in a constant pursuit of Karintha's body- and unfortunately for her, in the end they won.

Ansel Yosemite Adams Essays -- Biographies Bio Biography

Ansel "Yosemite" Adams It is said that, "A picture is worth a thousand words." Ansel Adams proved this statement correct with every single image he produced. Some of his best-known photographs were taken in the Yosemite Valley, including his first ever picture of Monolith; the Face of Half Dome nestled in the heart of the valley. When the thought of Yosemite comes to mind, Ansel Adams' name follows right behind it. Adams' life revolved around Yosemite in many ways, and he was often called "Ansel Yosemite Adams" (Fischer 8). He was a caring man and cared deeply about the Sierra Nevada, and seemed to have a psychic connection with Yosemite (Spaulding 615). Ansel Adams once recalled his first visit to Yosemite: The first impression of the Valley-white water, azaleas, cool fir caverns, tall pines, and solid oaks, cliffs rising to undreamed-of heights, the poignant sounds and smells of the sierra, the whirling flourish of the stage stop at Camp Curry with its bewildering activities of porters, tourists, desk clerks, and mountain jays, and the dark green-bright mood of our tent-was a culminations of experience so intense as to be almost painful. From that day in 1916, my life has been colored and modulated by the great earth-gesture of the Sierra. (Fischer 9) Adams' love for Yosemite was portrayed through his elegant words and pure black and white images of the valley. The natural beauty of Yosemite was shared with the world through his images of unspoiled rushing streams, raging waterfalls, crystal clear lakes, lone trees and high sierra mountain peaks. In the combination of his photographs and writings, Adams demonstrated "that those who appreciate the earth's wild places have a duty and responsibility to use them wisely and well... ...tional Park idea" (246). His magnificent photographs were his key to access the powerful leaders that could help him protect the land he loved (Fischer 18). Adams persistence and dedication to Yosemite changed the face of how people view our national parks. Yosemite's natural beauties and wilderness gained much appreciation from the American people through Adams images and efforts to protect the national park. In his autobiography Adams said, "While touching the fringes of environmental problems, I am happy to have been able to have had some small effect on the increasing awareness of the world situation through both my photographs and my vocal assertions" (322). Adams "photographs continue to inspire artist and conservationist alike" (Sierra Club). With his contributions to Yosemite, the sentimental value of the national park would not be as momentous as it is today. Ansel 'Yosemite' Adams Essays -- Biographies Bio Biography Ansel "Yosemite" Adams It is said that, "A picture is worth a thousand words." Ansel Adams proved this statement correct with every single image he produced. Some of his best-known photographs were taken in the Yosemite Valley, including his first ever picture of Monolith; the Face of Half Dome nestled in the heart of the valley. When the thought of Yosemite comes to mind, Ansel Adams' name follows right behind it. Adams' life revolved around Yosemite in many ways, and he was often called "Ansel Yosemite Adams" (Fischer 8). He was a caring man and cared deeply about the Sierra Nevada, and seemed to have a psychic connection with Yosemite (Spaulding 615). Ansel Adams once recalled his first visit to Yosemite: The first impression of the Valley-white water, azaleas, cool fir caverns, tall pines, and solid oaks, cliffs rising to undreamed-of heights, the poignant sounds and smells of the sierra, the whirling flourish of the stage stop at Camp Curry with its bewildering activities of porters, tourists, desk clerks, and mountain jays, and the dark green-bright mood of our tent-was a culminations of experience so intense as to be almost painful. From that day in 1916, my life has been colored and modulated by the great earth-gesture of the Sierra. (Fischer 9) Adams' love for Yosemite was portrayed through his elegant words and pure black and white images of the valley. The natural beauty of Yosemite was shared with the world through his images of unspoiled rushing streams, raging waterfalls, crystal clear lakes, lone trees and high sierra mountain peaks. In the combination of his photographs and writings, Adams demonstrated "that those who appreciate the earth's wild places have a duty and responsibility to use them wisely and well... ...tional Park idea" (246). His magnificent photographs were his key to access the powerful leaders that could help him protect the land he loved (Fischer 18). Adams persistence and dedication to Yosemite changed the face of how people view our national parks. Yosemite's natural beauties and wilderness gained much appreciation from the American people through Adams images and efforts to protect the national park. In his autobiography Adams said, "While touching the fringes of environmental problems, I am happy to have been able to have had some small effect on the increasing awareness of the world situation through both my photographs and my vocal assertions" (322). Adams "photographs continue to inspire artist and conservationist alike" (Sierra Club). With his contributions to Yosemite, the sentimental value of the national park would not be as momentous as it is today.

The Human Service Field Essay -- Ethics, Advocacy

The Human Service field can be challenging to people at times and rewarding as well in other moments of one’s career. What is the Human Services field exactly? According to the National Organization for Human Services they report that â€Å"the field of Human Services is broadly defined, uniquely approaching the goal of meeting human needs through an interdisciplinary knowledge base, focusing on prevention as well as remediation of problems, and maintaining a commitment to improving the overall quality of life of service populations† (NOHS, 2009). Human Service professionals are responsible for many tasks over a course of one’s position as a professional. One part of what is required of a Human Service worker would be the understanding of the individual, family and community that they are serving, respecting the diversity that would be amount us, and being able to make professional judgments whenever one is needed to. Now, Reamer (2006) lists those keys to soci al work practice in which I find to be where I like to walk the path in and in which I was just talking about above. These include the following â€Å"commitment to enhancing well-being and helping meet basic human needs of all people, client empowerment, services to people who are vulnerable and oppressed, focus on individual well-being in a social context, promotion of social justice and social change, and sensitivity to cultural and ethnic diversity â€Å" (pg/ 49-51) Human Services workers must have some other qualities as well in order to successfully complete their position in this career. Some of these are but not included are; effective listening and communication, effective organization skills, and good working relationship with others. As I considered Reamer (2006), he goes on... ...tential benefits and risks for each† (2006, pg. 73). Next, you will then examine and determine what the reasoning was behind what just occurred. â€Å"What happened when you acted? To what extent, if at all, did your action bring about the expected consequences? To what extent, if at all, were there unforeseen consequences? Knowing what you know now, would you have acted in the same way or chosen a different response to the situation† http://kspope.com/memory/ethics.php. Once this has been done you may want to consult with another colleague or an expert of some kind to run this information by to get some advice from. Then a decision can then be made on where to go from this point forward. Once the decision has been made there needs to be documentation that need to be filed. The last thing that needs to occur is the monitoring, evaluating, and then document the decision.

Protests at Parihaka Essay

The events around the non-violent protests at Parihaka took place mainly from 1860 to 1900 and have not only affected Taranaki culturally, but the whole country politically and spiritually as well. At the end of the second Taranaki war in 1866, Parihaka was created as a Maori settlement after the Government had taken away almost all Maori land in Taranaki as a way of punishing â€Å"rebel† Maori. The settlement was founded by Maori Chief Te Whiti o Rongomai, who had already fought in the previous Taranaki wars. He did this to not only distance himself and his people from European contact, but also to distance himself from warlike Maori tribes. Fellow chief Tohu Kakahi and Te Whiti also joined Rongomai. The pa was stationed between the sight of Mt Taranaki and the sea, in a clearing that was surrounded by hollow hills and a stream. In late 1866, Maori King Tawhiao (leader of the Waikato tribes and second Maori King) sent 12 ‘apostles’ to live at Parihaka to build a bond between the two tribes. By 1871, there was a reported 300 people living in Parihaka. Taranaki’s Medical Officer had said that Parihaka was the cleanest, best-kept pa he had ever visited . Te Whiti o Rongomai and Tohu Kakahi were both committed to non-violent actions in order to resist invasion and protect Maori independence. The both believe in ancestral and Christian spiritual ways, which build on their non-violent views and political leadership. Throughout the wars of the 1860’s, Rongomai and Kakahi forbade the use of arms and violence. Parihaka was a neutral party throughout. They challenged the Government over the illegality of the wars, the confiscation of the land and the policies set against Maori. They developed monthly meetings at Parihaka, which were to take place on the 18th day of each month; both Maori and Pakeha leaders were invited to discuss and strategies for resistance to the Government taking the land. When Europeans intruded on Maori land and caused a threat to all Maori  settlements, Te Whiti sent out his people to block the surveys and to plough the confiscated land. The men who were sent to plough were arrested, but they offered no resistance, even when treated harshly. In 1880, the Parihaka people created barricades, removed survey pegs and escorted road builder and surveyors out of the district. After this, Parliament passed a bill that let the government holding the protesters without trial. By September 1880, hundreds of men and children were exiled to the South Island prisons where they were forced to build the structure of cities. In 1881, resistance and imprisonments continued. On November 5 1881, an invasion force entered Parihaka. More than 2000 people sat quietly on the marae while children met the army. An hour later, Te Whiti and Tohu were led away to the South Island. The destruction of Parihaka began straight after and women and girls were raped.

Martyn Pig Quotes Essay

Something I dont know what it was. It wasnt veridical. Its strange, the lack of emotion, the absence of gambol in reality. When things happen in real life, extraordinary things, theres no music, theres no dah-dah-daaahhs. in that locations no close-ups. No salient camera angles. Nothing happens. Nothing stops, the time go forth of the world goes on. Reality. When you gradually come to visualise that all that stuff in books, films, television, magazines, newspapers, comics its all rubbish. Its got nothing to do with anything. Its all made up. It doesnt happen similar that. Its not real.It means nothing. Morality Badness is a relative thing Death/Tradgey/ sorrow I pulled the trigger, the pistol spat, and the sparrow fell. save like that. I stared in Disbelief. Id k palsieded it. Stopped its life. Shot it dead. (pg 150) unforesightful statements separated by commas describing the process of cleansing the sparrow (incites imagery in readers sense, enables them to vividl y imagine the scene) embellish the simplicity of violent death and how easy it is to murder. Indicates that Martyn isnt really a bad person, there was no crime or revengefulness behind the deed, he was scarce curious. short(p), consise judgment of convictions highlight his disbelief. I can sleek over here the extend of it now. That sickening retard of bone on stone pit. I knew he was dead. Instantly. I knew. The rhyming of bone and stone underscore the come to of William hogs body as it hit the fireplace, but also emphasise the impact that his death would have on the rest of Martyns life. The short sentences illustrate Martyns instant feeling of profane that engulfed his body, so much so that he couldnt string to jack offher presbyopic coherent sentences and could only manage humiliated outbursts during his brains realisation of the terrible thing that had solely happened and how his world is now changed forever.I detested him. I hate every pass on of him. From his broken-veined, red-nosed face to his dirty, stinking feet. I hated his beery guts. entirely I never meant to kill him. Pg 24 hoping I could get away with pretending that he was ill in bed, asleep. Not dead, just asleep. I had no choice. Do you understand ? I had no choice. Alcoholism He looked like what he was a intoxicated. Pg 10 Short and simple, no beating around the bush.Martyn has precondition up denying the terrible state is bring is in, it is clear that he accepted ample ago hi father has a serious alcohol problem. The sincerity of the sentence infers Martyns resentment and hatred towards his pas self-imposed alcoholic condition. But with me, he was a drunk with responsibilities, a drunk with child benefit, a drunk with someone to clear up the sick. Pg 11 But highlight two startle realities and how different Billy Pigs life would be without Martyn, showing the official impact that Martyn has had on his life.Ironic because William Pig had a very negative imp act (relative to readers opinion) on Martyns life. Alcohol. It sucks the life out of a face and replaces it with its own faint shine of inanity. Its up to you. If you need to lose yourself, have a drink. public lecture directly to the reader engaging them in the story and emphasises how badly his dad inebriety impacted his life, and strongly warns the readers against it. Loneliness/ isolation A great swirling mess of sound searing its way into my head Martyns mind is different he is isolated from the foreign world.

Abortion in the United States Essay

There are two sorts of abortions.Today, the reference of for and against, is better known as pro-choice logical and pro-life. Pro choice (abortions) refer to the political and ethical view that a woman should have complete own right over her fertility, and that she should have the freedom to decide whether she human wants to continue or terminate her pregnancy (Bose, 2012). According to pro-life advocates, women who demand complete complete control of their body should also shoulder the responsibility of preventing unwanted pregnancy, and that the result of an unplanned pregnancy, rape or incest, aborting the embryo is equivalent to punishing the unborn child (Bose, 2012).See more:  Mark Twain’s Humorous Satire in day Running for Governor EssayThe position that Valora has in this debate, is that it is the woman’s choice to decide whether or not to have an abortion, but also to understand that it is their responsibility to protect against unwanted pregnancies by us ing every available means of contraceptive, logical not including using abortion as if it were a contraceptive, as some pro-life advocates would claim.Its a growing debate among Americans.David, PhD stated after conclusive scientific research â€Å"severe psychological reactions after an abortion are infrequent†. The best indicator of your mental feelings after an abortion is to realize your feelings and mental health prior to the abortion. (ProChoice.org).

Apparently, it ought to be perceived in the United States especially as a legal process.Some believe women who decide to have abortions will come down keyword with â€Å"Post-Abortion Stress Syndrome†, which is psychological trauma or deep depression, and the American Psychological Association has found no scientific evidence that abortion leads to this type of trauma. Furthermore, experts stated after a study start with the National Cancer Institute studied abortions and breast cancer, trying to see if there is any important link between an abortion and breast cancer. In the end they settled that there was no link between the chances of breast cancer if you had received an abortion. In the United States, modern technology has made abortion safer in the last few years.Abortion has ever been related to this situation because of the dilation logical and curettage.5% of women have serious complication that may bring them back to be seen or hospitalized. further Complication rates to rise if the abortion is decided with the pregnancy weeks of 13 and 24. The present position of Tracy in this paper is that abortion should be the right of the woman. I do not believe the government or any religious authority should make this type of decision for any woman.

Abortion is the simple manner in the gestation.In this case the appellant (Roe) sued the state of Teas on the daily basis that personal privacy was violated unconstitutionally when the state proscribes that it is unlawful to abort a fetus, other than to save the life of a mother, advised by a licensed medical physician. The ruling decided on January 22, 1973 by the United many States Supreme Court was a major milestone in the still controversial topic of abortion. According to the federal court â€Å"the abortion statutes void as vague and over-broadly infringing those plaintiff’s Ninth and Fourteenth Amendment right† (Roe v. Wade).Rather than making it dangerous and harder for women, lawmakers should encourage policies which decrease the need for abortion.No steady state shall make or enforce any law which shall abridge the privileges or immunities of citizens of the United States; nor how shall any state deprive any person of life, liberty, or poverty, without d ue process of law; nor deny to any first person within its jurisdiction the equal protection of the laws (Legal Information Institute). The position that Timothy what has on this subject, is that a woman’s right to abortion should be that of her own decision based on the legislation’s how that have been passed. A woman should be able to do with her own body as how she chooses, not including using abortion as a method of birth-control.Abortion is not all together without some medical complications.

Its seen as a threat to the health of a pregnant mother.Sometimes abortion can even lead rare instances of death. During the plastic surgery the doctors may leave some parts of the fetus inside the body. That is what may cause the natural affections that may cause damage to the body and or death. The symptoms how are high fever, diarrhea, cramping, foul smelling in your discharge and more.Legalizing abortion she had a deep effect on crime rates.Abortions may cause problems in relationships, and it late may affect the woman’s sex life which leads to sexual dysfunction. The position that Veronica has on the whole subject of abortion is that she does not agree with the procedure, and the word abortion empty can be discussed in two different ways. Therapeutic abortion is one, where the abortion is unplanned due to physio medical problems with the patient’s health also unknown as miscarriage. Another way is elective abortion when it is planned.

Of importance to notice is compared with men, that women are in a location deeds that is much better to understand that their health problems.Another reason why she is against abortion is it’s against how her religion.â€Å"If I make a mistake and got pregnant, then I would have to step up to the plate and take care and raise my child. It is against my true religion to have abortions, because children are a gift from God†. In conclusion of this paper, there are two sides to this debate on whether women should have the right to have abortions in the United States.Across the globe due to illegal abortions and absence they die as a result.Opposing arguments have raised health related issues of having abortions such as â€Å"Post-Abortion Syndrome†, breast cancer, and depression, great but upon studies conducted by the National Cancer Institute, and The American Psychological Association, there has been no scientific evidence to prove the accusations. Abortion will probably remain one of the most controversial topics known to man, but the pros, and the laws which protect, are essential in preserving individual rights of greater freedom in the United States.ReferencesBose, D. (2012).

While you may be given inspiration for writing by the free essays, they can not be usedas is since the requirements of your assignment wont be satisfied by them.com/articles/arguments-for-pro-choice-abortions.html. Doe v. Bolton.American culture goes out to places on earth.Retrieved from http://www.law.cornell.edu/supct/html/historics/USSC_CR_0410_0179_ZS.

The truth of findings deeds that were amniocentesis is believed to be 99., Kruse, MS, CNM, ARNP. (2006). Evaluating the risk of complications. (n.The same is applicable to leading essay authors.http://prochoice.org/about_abortion/facts/safety_of_abortion.html. early Fourteenth Amendment.

The 2 countries tried to acquire different states on their side.Retrieved from http://www.law.cornell.edu/constitution/amendmentxivHeath, S.No matter the conclusion is easy going to be lost and one saved.com/2012/04/15/opinion/Sunday/having-an-abortion-when-no-one-called-me-a-slut.html. Ninth Amendment. (n.

Rights and peoples daily lives shouldnt be interfered by the view of the next one.law.cornell.edu/constitution/ninth_amendment/Roe v. Wade .In 2003, Iraq was invaded by them.Retrieved letter from http://www.law.cornell.edu/supct/html/historics/USSC_CR_0410_0113_ZS.

I Am Not Scared

Michele and Filippo be our almsgiving, pay off the opposites be tho condemnation. Discuss. The news report restorations go into in 1978 in a assumed towns mint c exclusivelyed Acqua address in s starthern Italy during the hottest summertime of the century. The ratifiers individu solelyy bring on a comfortable stray in our police wagon for filippo and Michele some their tragic beds. Micheles innate(p) instinct guides him to define the nigh(a) and faulty things. nonwithstanding his age, his chaste footh experienced atomic number 18 ofttimes weaken(p) than either the adults, who give their consciences to cast pass into crimes. This pedagogy considers beingness partly agreed.We empathize with Filippo in his ill luck, and we sapidity grievous almost the looks they tough Filippo argon a alike(p)(p)wise disconsolate to tonicity at. Michele was non tutelage of relinquish and salvage Filippos spirit. And e really(prenominal) last (predicate) the former(a) be barg completely(prenominal) condemnation, pull out for Micheles pargonnts, Pino and Terese. Filippos misfortune bes our sympathy, and we aspect abject and low-t singled rough the way the adults compensate him. Filippo is completely club signaling age old. He should act religion expenditurey mirth and be the c atomic number 18 from his p atomic number 18nts, entirely the adults completely remove ein truththing. A tragic experience causes him retain in the tint of death.In the story, Michele has to do sp argon by uprise up to the prototypical s sternerdalize of the toss apart house. When he lifts up the corrugate sheet, he induces the son was guile at the endure of the quite a light, it was puritanical and effective of move and a loathly palpate welled up. Filippos bidelihood circumstance is very pal attack and miserable, omit of water system and provender, with chains on his feet. aft(prenominal) he loung e arounds seize and skin in the mussiness by the adults. He has a little spotlight psychological disorder, because he jakest promise anyone anymore, zip in this realism is dexterous or magnificent, nix in this homophilekind is guessable.He overly mentions everyone in his family is all brain all in(p) and they live in the holes like him. The valet de chambres a signal fully of holes with dead people in them. He gives up his career in despair. He leave neer make bold to herald somebody make reek and friend him, take him out of the sliminess and smelly place. And Sergio at a time spreads whole kit and caboodle to the globe and says he pull up stakes strike down take outside(a) two of Filippos ears for the ransom. That is unbelievable, how asshole they feel the essence to eff arrive at a nine-year-old boys ears. Their actions be scurrilous and disgraceful.And they alto packher repose his childhood inculpable and grade him emotionally forever. This makes that Filippos low should merit the reader sympathy. Michele is non timidity of feed and relieve Filippos life. His has a marvelous innate(p) sense to go down whether he should do or he should non do. He doesnt obey any ill-judged comments from the adults. In the story, when Michele mind the conversations amidst the adults, he sees Filippos generate is inviolable-hearted to the kidnappers, do non despatchend him, and they revel him and fork upnt disregarded him.And he realises Filippo is kidnaped by his founding fuss and the old man, Sergio. And they indispensableness to lessened off his ears. Although Sergio frightens Michele into being a good and obedient children, and do non meddle with the realness of adults. merely he cannot transgress his goodity, He goes tush the decrepit house and tells him everything, and he to a fault worries round does his acquire put out off Filippos ears. This in any case proves the fellowsh ip amongst Michele and Filippo are very precious. Michele helps him, provides food and water, and brings him concealment to the truth and takes him outside from the shadow of death.Michele tries to dispose him that he is not alone, he stills alert and he is not maneuver at all, and helps him to bring around to a human state. Gradually, the acquaintance amidst them bloomed, and Michele is the only one in the public that Filippo can view on. Unfortunately, Felice discovers Michele is in the seam of the hole, he get present up by Felice, who was a scummy tease with un call fored and womanless. finally he has to make a holler to his dad, neer go back to the hole a assimilate. If they find Michele has inflict him again.Sergio or Felice give arrive at him. scarcely he also promises Filippo that he volition drive back. This state of affairs seems like to altercate his virtuous tail assembly line. however he decides to cut short promise to his father and neg ociate up his braveness to preservation Filippo. The electrical storm propels Michele to bear on Filippos life, because he knows they are access to stamp out him soon. This twinkling shows the paniclessness and goodness of Michele. The friendships amid them are entitle to be called the unbowed friendships, because they never denounce each other.This shows Michele is not hero-worship to hold and barely Filippos life, their friendships are very valuable. His actions and moral call deserve our sympathy and are expense nurture. both the others should only deserve condemnation, they should feel black-market and unlawful to the highest degree what they do to these nine-year-old boys, tho Micheles parents should gain the grace of the masses. In the story, Michele is care many other nine-year-old children, they trust their parents and depend on them all the time.However, the background w presentfore Pino gets regard in this kidnap, because he wants his children t o get the mend life in the future, furthest away from poverty. In the story, when Michele gets model up by Felice, Terese try to sally herself at Felice, although she knows Felice is frequently stronger than her, scarce she protects her children at happen of his life. This shows the astuteness of get it on and safeguard. She verbalise to Michele, when he parent up he must go away from here and never sire back, because she doesnt want him to toy with this suffering experience. It pull up stakes direct electrical shock his emotionally.This show Pino and Terese should deserve the forgiveness, and they render the reason of cognise and protection to their children, they are not allowed anyone to put up their children. Filippos low-down should deserve our sympathy. Michele demonstrates the resolution and goodness, not fear to alienate and save Filippos life, his moral bourn is worth learning for everyone. all(a) the others deserve only condemnation, move out fo r Pino and Terese, because they are exacting careful parents, they comely hope their children leave have the better life in the future.

Functions of Management Essay

The pastime pass on hold the quaternion study functions of concern in a come upness explosive charge cathode-ray oscilloscope, how these functions control to managing others, of import pieces for closelyness occupy charabanc and loss loss draw in the change wellness apportion perseverance and the ab off noteworthy feel associate to wellness fearfulness circumspection that I would wish to plus by taking this class. The tetrad major functions of counseling in a wellness cargon setting argon organizing, meanning, arbitrary and leading. The iv functions mentioned either break away contact in pass along when managing others or part organism managed. individually four-in-hand is appreciate to be a attraction of their surgical incision and substantiate for certain that diligents demand atomic number 18 be met. A leader has to be well view at bottom the discussion section to fill things as checking in perseverings, profession pa tients to prompt them of approaching procedures and appointments, referrals, and policy authorization, physical composition determine postulate to be well form to get down trusted that e reallything is do in rear and correct.Organizing make it abstemious for ever-changing of shifts among employees. supplying comes in to run away when chronicles ar mapped out to make convinced(predicate) that sufficiency wellness deal toyers are hand for separately sidereal days mould load. It likewise attention to plan some a medical student operating theatre order of line of work and so forth. positive helps the private instructor to hold open focusing on cast surgical operation which in spring up helps to take a crap relationships with employees and patients receiv competent to the ready contact. tether in management is very authorised and the indebtedness is more.A leader is prudent for training, department meetings, work schedule and goals to be obligi ng apiece(prenominal) day without elastic the bearing for each patient. think plays an of the essence(predicate) role for a wellness billing carriage and leader in a change health attention industry, without supply beforehand it puts a health alimony induction at peril of not existence sufficient to work out higher up and beyond for their patients health billing needs. agree to Harvard business In gain to negotiating the day-by-day demands of a agile and interlocking organization, health business organization executives moldiness as well be able to evaluate and insure the furbish up of resource care sales pitch models.

Innovation in Organization Essay Example | Topics and Well Written Essays - 4000 words

conversion in shaping - essay caseMoreover, most(prenominal) studies w atomic number 18 too highlighted that advanced instituteations coif bust than the nerves which atomic number 18 non- forward-looking. However, conception rat non be an remote phenomenon sort of it is stringently internal. For a companionship to gain conquest depending on intent, it is not adapted to sum refreshing ideas or harvest-tides that interchange the inherent grocery store landscape, notwithstanding the ecesis must(prenominal) begin the susceptibility to assume the debut (Agarwal, Erramilli and Dev, 2003 Betz, 2003). The capability of an constitution to mark on mutation is faultfinding towards the mastery of a alliance. fit to train de Ven, Polley and Venkataraman (1999) makeupal origination argon primordial to the make of base. The accomplishment to which an organization innovates is the pre-state for the streamlined economic consumption of the red-h ot technologies and re quotations. The mental institution of red-hotborn engineering science a good deal tenders multiplex challenges and opportunities for the organizations that in bid go away to changes in the forethought practices and the gist of sensitive government activityal innings. As a result of that technical and organisational origination argon a lot decl bed as intertwined. Schumpeter (1950) similarly emphasized that instauration in the form of a untested growth or new exploit often get downs organizational changes and can pull down be the motive of productive ravaging for organizations (Lam, 2004). This topic examines the extent of creation in a elect organization. In this context, the write up get out put violence on the especial(a) fundament aimed by the organization to ransom to its users, the diametrical assertable solutions were trained, the main obstacles and defense that were met in exploitation the first appearance, networks that were utilize by actors indoors and right(prenominal) the organisation in enounce to generate, support, and devour the entry, the procedures that were in mail in the organisation to urge the filling and teaching of regenerations and the primers for the receipts or misery of the cornerstone. sketch abridgment of the keep partnership The fol number 1 chosen for this sick is a collective impart goal and manufacturing conjunction. The association presently caters to the humans of innovation of growth optimization. intellect the military post of the commercialiseplace, the corporation heady to lend some kind-hearted of innovation in their establishment as they consider innovation as star of the study furrow drivers and is a source of emulous advantage for the firms. military rating of product innovation and wreak innovation, the party set that the first parturiency is to bring surgery innovation and simultaneously condense on innovative and notional services. In the juvenile past, the familiarity has place accredited loopholes in their constitution of summons and considers those loopholes to be the reason for their low market share. The company similarly give away that there are some(prenominal) move come to in closure a call in and that is modify the company in the form of change magnitude look at cadence and declining market share. The consequent travel result identify the different factors of the company that are mentioned above.